Minimum Opening Deposit $100.00
Minimum balance required to avoid service charge $100.00
Minimum balance required to earn interest $100.00
Interest Rate See Rate Sheet
Annual Percentage Yield (APY) See Rate Sheet
Interest Computation Method Daily Balance*
Interest will be compounded Quarterly
Interest credited Quarterly
Fee Per Withdrawals $3.00 after 5 per month
Monthly Service Charge $2.00 if at any time during the month the balance falls below $100.00
Statement Period: Semi-annually (An interim account activity report will be sent if preauthorized withdrawals or electronic fund transfers occur during the month).
On non-cash items interest will begin to accrue on the next business day.
If you close your account before interest is credited, you will not receive the accrued interest.
Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time.
Only 6 preauthorized debits are allowed per month. (i.e. ACH, telephone transfer, etc.)
*The Daily Balance is determined by the application of a daily periodic rate to the full amount of principal in the account each day