Apply today for a Real Estate Loan from Federated Bank. We offer: long-term fixed-rate loans, adjustable rate mortgages (ARM's), and traditional balloon loans, depending upon your preference. Consumer real estate loans are loans for your primary residence and may also be available for a second home. Common terms are: 30 years, 20 years, and 15 or less years. Federated Bank services all its own loans, so you will not need to be concerned about having to call anyone but Federated Bank should you have any questions at any point during your loan repayment.