Current Rates

Federated Bank
107 N Chestnut PO Box B
Onarga IL 60955

Current rates effective as 7/20/2010

Account Description

Term

Compound

Annual Interest Rate

APY

STATEMENT SAVINGS

0 N/A

Quarterly

0.400%*

0.40%

 

***TIERED-RATE NOW ACCOUNT

 

0 N/A

---

---

---

 

750.00 to

10,000.00

 

 

Monthly

0.150%*

0.15%

10,000.01 to

25,000.00

 

 

Monthly

0.150%*

0.15%

25,000.01 to

200,000.00

 

 

Monthly

0.250%*

0.25%

200,000.01 to

99,999,999.99

 

 

Monthly

0.250%*

0.25%

***TIERED-RATE MONEY MARKET ACCOUNT

0 N/A

---

---

---

 

.01 to

2,500.00

 

 

None

0.000%

0.00%

2,500.01 to

10,000.00

 

 

Monthly

0.250%*

0.25%

10,000.01 to

25,000.00

 

 

Monthly

0.350%*

0.35%

25,000.01 to

100,000.00

 

 

Monthly

0.500%*

0.50%

100,000.01 to

99,999,999.99

 

 

Monthly

0.700%*

0.70%

 

91 DAY CERTIFICATE

91 day

None

0.500%

0.50%

182 DAY CERTIFICATE

182 day

Quarterly

0.750%

0.75%

1 YEAR CERTIFICATE

1 year

Quarterly

1.050%

1.05%

18 MONTH CERTIFICATE

18 months

Quarterly

1.145%

1.15%

24 MONTH CERTIFICATE

24 months

Quarterly

1.290%

1.30%

36 MONTH CERTIFICATE

36 months

Quarterly

1.590%

1.60%

48 MONTH CERTIFICATE

48 months

Quarterly

1.685%

1.70%

60 MONTH CERTIFICATE

60 months

Quarterly

1.790%

1.80%

IRA 30 MONTH VARIABLE CERTIFICATE

30 months

Quarterly

1.290%

1.30%

ROTH IRA 1 YEAR CERTIFICATE

12 months

Quarterly

1.140%

1.15%

HSA

0 N/A

---

---

---

0.00 to

999.99

 

 

Quarterly

0.100%*

0.10%

1,000.00 to

4,999.99

 

 

Quarterly

0.250%*

0.25%

5,000.00 to

99,999,999.99

 

 

Quarterly

0.400%*

0.40%

Account Type:

Certificate #

Maturity Date:


* The interest rate shown may change after the account is opened.
** The annual percentage yield (APY) assumes the principal and its interest will remain on deposit for a full year at the listed rate or until maturity. Withdrawals, fees and other conditions could reduceearnings.
*** One interest rate is paid on the full balance of the account.
**** CD Specials require a minimum deposit of $500.00 and a maximum deposit of $100,000.00 per depositor. No broker deposits.
***** Minimum balance to open account and to maintain the APY.

 

The account shown may require a minimum daily balance and/or impose a penalty for early withdrawal.

 

Please contact your customer service representative at 815-268-7226