Current rates effective as 10/8/2008

STATEMENT SAVINGS

0 N/A

Quarterly

0.500%*

0.50%

***TIERED-RATE NOW ACCOUNT

0 N/A

---

---

---

750.00 to

10,000.00

Monthly

0.500%*

0.50%

10,000.01 to

25,000.00

Monthly

0.500%*

0.50%

25,000.01 to

200,000.00

Monthly

0.550%*

0.55%

200,000.01 to

99,999,999.99

Monthly

0.700%*

0.70%

***TIERED-RATE MONEY MARKET ACCOUNT

0 N/A

---

---

---

.01 to

2,500.00

None

0.000%

0.00%

2,500.01 to

10,000.00

Monthly

0.500%*

0.50%

10,000.01 to

25,000.00

Monthly

1.000%*

1.00%

25,000.01 to

100,000.00

Monthly

1.295%*

1.30%

100,000.01 to

99,999,999.99

Monthly

1.490%*

1.50%

91 DAY CERTIFICATE

91 day

None

1.490%

1.50%

182 DAY CERTIFICATE

182 day

Quarterly

1.790%

1.80%

1 YEAR CERTIFICATE

1 year

Quarterly

1.985%

2.00%

18 MONTH CERTIFICATE

18 months

Quarterly

2.380%

2.40%

24 MONTH CERTIFICATE

24 months

Quarterly

2.480%

2.50%

36 MONTH CERTIFICATE

36 months

Quarterly

2.820%

2.85%

48 MONTH CERTIFICATE

48 months

Quarterly

3.215%

3.25%

60 MONTH CERTIFICATE

60 months

Quarterly

3.555%

3.60%

IRA 30 MONTH VARIABLE CERTIFICATE

30 months

Quarterly

2.480%

2.50%

ROTH IRA 1 YEAR CERTIFICATE

12 months

Quarterly

2.235%

2.25%

HSA

0 N/A

---

---

---

0.00 to

999.99

Quarterly

0.500%*

0.50%

1,000.00 to

4,999.99

Quarterly

1.000%*

1.00%

5,000.00 to

99,999,999.99

Quarterly

2.235%*

2.25%

* The interest rate shown may change after the account is opened.
** The annual percentage yield (APY) assumes the principal and its interest will remain on deposit for a full year at the listed rate or until maturity. Withdrawals, fees and other conditions could reduceearnings.
*** One interest rate is paid on the full balance of the account.

 

The account shown may require a minimum daily balance and/or impose a penalty for early withdrawal.

 

Please contact your customer service representative at 815-268-7226