Current Rates


Federated Bank
107 N Chestnut PO Box B
Onarga IL 60955
 

Current rates effective as 04/25/2013


 

Account Description

Term

Compound

Annual Interest Rate

APY

 

 

STATEMENT SAVINGS

0 N/A

Quarterly

0.160%*

0.16%

 

***TIERED-RATE NOW ACCOUNT

 

0 N/A

---

---

---

 

750.00 to

10,000.00

 

 

Monthly

0.080%*

0.08%

10,000.01 to

25,000.00

 

 

Monthly

0.080%*

0.08%

25,000.01 to

200,000.00

 

 

Monthly

0.120%*

0.12%

200,000.01 to

99,999,999.99

 

 

Monthly

0.120%*

0.12%

***TIERED-RATE MONEY MARKET ACCOUNT

0 N/A

---

---

---

 

.01 to

2,500.00

 

 

None

0.000%

0.00%

2,500.01 to

10,000.00

 

 

Monthly

0.080%*

0.08%

10,000.01 to

25,000.00

 

 

Monthly

0.120%*

0.12%

25,000.01 to

100,000.00

 

 

Monthly

0.170%*

0.17%

100,000.01 to

99,999,999.99

 

 

Monthly

0.170%*

0.17%

 

91 DAY CERTIFICATE

91 day

None

0.110%

0.11%

 

182 DAY CERTIFICATE

182 day

Quarterly

0.170%

0.17%

 

1 YEAR CERTIFICATE

1 year

Quarterly

0.260%

0.26%

       

18 MONTH CERTIFICATE

18 months

Quarterly

0.330%

0.33%

 

24 MONTH CERTIFICATE

24 months

Quarterly

0.390%

0.39%

 

36 MONTH CERTIFICATE

36 months

Quarterly

0.520%

0.52%

 

48 MONTH CERTIFICATE

48 months

Quarterly

0.680%

0.68%

 

60 MONTH CERTIFICATE

60 months

Quarterly

0.790%

0.79%

 

IRA 30 MONTH VARIABLE CERTIFICATE

30 months

Quarterly

0.420%

0.42%

 

ROTH IRA 1 YEAR CERTIFICATE

12 months

Quarterly

0.260%

0.26%

 

HSA

0 N/A

---

---

---

0.00 to

999.99

 

 

Quarterly

0.040%*

0.04%

1,000.00 to

4,999.99

 

 

Quarterly

0.120%*

0.12%

5,000.00 to

99,999,999.99

 

 

Quarterly

0.160%*

0.16%

 

***15 MONTH SPECIAL

(12 MO RENEWAL)

  $10,000.00 min.   15 Months Quarterly 0.400% 0.40%
 
 


* The interest rate shown may change after the account is opened.
** The annual percentage yield (APY) assumes the principal and its interest will remain on deposit for a full year at the listed rate or until maturity. Withdrawals, fees and other conditions could reduce earnings.
*** One interest rate is paid on the full balance of the account.
**** CD Specials require a minimum deposit of $10,000.00 and a maximum deposit of $100,000.00 per depositor. No broker deposits.
***** Minimum balance to open account and to maintain the APY.

 

The account shown may require a minimum daily balance and/or impose a substantial penalty for early withdrawal.

 Please contact your customer service representative at 815-268-7226 for more information about these accounts.