Federated Bank
107 N Chestnut PO Box B
Onarga IL 60955
Current rates effective as 04/25/2013
Account Description
Term
Compound
Annual Interest Rate
APY
STATEMENT SAVINGS
0 N/A
Quarterly
0.160%*
0.16%
***TIERED-RATE NOW ACCOUNT
0 N/A
---
---
---
750.00 to
10,000.00
Monthly
0.080%*
0.08%
10,000.01 to
25,000.00
Monthly
0.080%*
0.08%
25,000.01 to
200,000.00
Monthly
0.120%*
0.12%
200,000.01 to
99,999,999.99
Monthly
0.120%*
0.12%
***TIERED-RATE MONEY MARKET ACCOUNT
0 N/A
---
---
---
.01 to
2,500.00
None
0.000%
0.00%
2,500.01 to
10,000.00
Monthly
0.080%*
0.08%
10,000.01 to
25,000.00
Monthly
0.120%*
0.12%
25,000.01 to
100,000.00
Monthly
0.170%*
0.17%
100,000.01 to
99,999,999.99
Monthly
0.170%*
0.17%
91 DAY CERTIFICATE
91 day
None
0.110%
0.11%
182 DAY CERTIFICATE
182 day
Quarterly
0.170%
0.17%
1 YEAR CERTIFICATE
1 year
Quarterly
0.260%
0.26%
18 MONTH CERTIFICATE
18 months
Quarterly
0.330%
0.33%
24 MONTH CERTIFICATE
24 months
Quarterly
0.390%
0.39%
36 MONTH CERTIFICATE
36 months
Quarterly
0.520%
0.52%
48 MONTH CERTIFICATE
48 months
Quarterly
0.680%
0.68%
60 MONTH CERTIFICATE
60 months
Quarterly
0.790%
0.79%
IRA 30 MONTH VARIABLE CERTIFICATE
30 months
Quarterly
0.420%
0.42%
ROTH IRA 1 YEAR CERTIFICATE
12 months
Quarterly
0.260%
0.26%
HSA
0 N/A
---
---
---
0.00 to
999.99
Quarterly
0.040%*
0.04%
1,000.00 to
4,999.99
Quarterly
0.120%*
0.12%
5,000.00 to
99,999,999.99
Quarterly
0.160%*
0.16%
***15 MONTH SPECIAL
(12 MO RENEWAL)
$10,000.00 min. 15 Months Quarterly 0.400% 0.40%
* The interest rate shown may change after the account is opened.
** The annual percentage yield (APY) assumes the principal and its interest will remain on deposit for a full year at the listed rate or until maturity. Withdrawals, fees and other conditions could reduce earnings.
*** One interest rate is paid on the full balance of the account.
**** CD Specials require a minimum deposit of $10,000.00 and a maximum deposit of $100,000.00 per depositor. No broker deposits.
***** Minimum balance to open account and to maintain the APY.
The account shown may require a minimum daily balance and/or impose a substantial penalty for early withdrawal.
Please contact your customer service representative at 815-268-7226 for more information about these accounts.