Current rates effective as 12/1/2009

STATEMENT SAVINGS

0 N/A

Quarterly

0.500%*

0.50%

***TIERED-RATE NOW ACCOUNT

0 N/A

---

---

---

750.00 to

10,000.00

Monthly

0.250%*

0.25%

10,000.01 to

25,000.00

Monthly

0.250%*

0.25%

25,000.01 to

200,000.00

Monthly

0.350%*

0.35%

200,000.01 to

99,999,999.99

Monthly

0.500%*

0.50%

***TIERED-RATE MONEY MARKET ACCOUNT

0 N/A

---

---

---

.01 to

2,500.00

None

0.000%

0.00%

2,500.01 to

10,000.00

Monthly

0.250%*

0.25%

10,000.01 to

25,000.00

Monthly

0.5000%*

0.50%

25,000.01 to

100,000.00

Monthly

0.900%*

0.90%

100,000.01 to

99,999,999.99

Monthly

1.000%*

1.00%

91 DAY CERTIFICATE

91 day

None

0.800%

0.80%

182 DAY CERTIFICATE

182 day

Quarterly

1.150%

1.15%

1 YEAR CERTIFICATE

1 year

Quarterly

1.490%

1.50%

18 MONTH CERTIFICATE

18 months

Quarterly

1.640%

1.65%

24 MONTH CERTIFICATE

24 months

Quarterly

1.790%

1.80%

36 MONTH CERTIFICATE

36 months

Quarterly

2.030%

2.05%

48 MONTH CERTIFICATE

48 months

Quarterly

2.180%

2.20%

60 MONTH CERTIFICATE

60 months

Quarterly

2.380%

2.40%

IRA 30 MONTH VARIABLE CERTIFICATE

30 months

Quarterly

1.590%

1.60%

ROTH IRA 1 YEAR CERTIFICATE

12 months

Quarterly

1.490%

1.50%

HSA

0 N/A

---

---

---

0.00 to

999.99

Quarterly

0.200%*

0.20%

1,000.00 to

4,999.99

Quarterly

0.500%*

0.50%

5,000.00 to

99,999,999.99

Quarterly

0.700%*

0.70%

* The interest rate shown may change after the account is opened.
** The annual percentage yield (APY) assumes the principal and its interest will remain on deposit for a full year at the listed rate or until maturity. Withdrawals, fees and other conditions could reduceearnings.
*** One interest rate is paid on the full balance of the account.

 

The account shown may require a minimum daily balance and/or impose a penalty for early withdrawal.

 

Please contact your customer service representative at 815-268-7226