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Refinance

Current low rates make now a good time to refinance your mortgage, even if you have refinanced in the last few years.
 

Compare payments for a 30-year $90,000 mortgage:

 

  • A currently monthly payment of $483.17 on a mortgage financed 3 years ago at 5.006% APR.*

  • A monthly payment of $416.83 on a mortgage financed today at 3.756% APR.+

A lower montly payment frees up more money for the things you need.

 

Contact one of our friendly lenders to discuss refinancing options or click here for our mortgage application.
 

Example 1 (*) assumes a 20% down payment, borrower's payment schedule of 359 monthly payments of $483.17 and one payment of $486.71 with interest calculated on the unpaid principal balances at an interest rate of 5.00%. Example 2 (+) assumes a 20% down payment, borrower's payment schedule of 359 monthly payments of $416.73 and one payment of $414.62 with interest calculated on the unpaid principal balances at an interest rate of 3.50%. The payments do not include amounts for taxes and insurance premiums. If applicable, the actual payment obligation will be greater. Federated Bank is Member FDIC and an Equal Housing Lender. Subject to credit approval.