*Advertised Annual Percentage Yield (APY) is current as of July 11, 2025. The APY is subject to change without notice. The APY on this advertisement assumes interest will remain on deposit until maturity. A minimum deposit of $5,000 is required to obtain the advertised annual percentage yield. The Certificate of Deposit must be opened with a new money deposit. A new money deposit is defined as funds from an external funding source that are not presently on deposit in any other Federated account. The CD cannot be opened online and must be opened in the Braidwood branch location. If the CD is fully or partially redeemed prior to maturity date, an early withdrawal penalty may be imposed on the account. Fees could reduce earnings on the account. Offer may be withheld or modified without prior notice. Please see the account agreement product disclosure and schedule of fees for additional terms and conditions. Member FDIC. All Rights Reserved.